Cape Coral, Florida

📍 👥 Pop. 198,912 🏠 ZIP 33904
66
/100
ReloCompare™
Median Income
$72,474
per household/year
Home Value
$302,400
median
Rent
$1,630
per month
Unemployment
4.3%
vs 3.7% national
Air Quality
22
Good
Internet
N/A
Mbps max • No fiber

📋 Living in Cape Coral, FL — Overview

Mild Summers High Disaster Risk Clean Air

Cape Coral, Florida scores 66.8/100 on ReloCompare™, indicating a solid overall quality of life across key metrics. With 198,912 residents, it's a mid-size city that balances urban amenities with a more manageable pace of life. The home price-to-income ratio of 4.2x is moderate, putting homeownership within reach for many working families. Natural disaster risk is elevated — FEMA has declared 24 disasters here in the past 20 years. Insurance costs may reflect this risk.

⚠️ High disaster zone — 24 federal declarations in 20 years

Score Breakdown

💰 Affordability
60
Home Value: $302,400
Rent: $1,630/mo
Electricity: ¢/kWh
💼 Job Market
55
Unemployment: 4.3%
Median Income: $72,474
Job Growth: % YoY
🌡️ Climate
50
Summer High: °F
Winter Low: °F
Sunny Days: /year
🌿 Environment
100
Air Quality: AQI 22 (Good)
Toxic Sites: 0 in area
Water: No violations ✓
🌐 Infrastructure
50
Internet: N/A Mbps
Fiber: Not available
Solar: kWh/m²/day
⚠️ Natural Risks
95
Disasters (20yr): 24
Flood Zone: None
Earthquake: Low
🌿 Environment Analysis: Air quality in Cape Coral is excellent with a current AQI of 22 — well within EPA's "Good" range, ideal for outdoor exercise and those with respiratory sensitivities.
⚠️ Safety Analysis: With 24 federal disaster declarations in 20 years, natural disaster risk in Cape Coral is elevated. Budget for comprehensive insurance and consider flood zone status. Hurricane risk is rated High.
💰 Affordability Analysis: Housing in Cape Coral is moderately priced with a price-to-income ratio of 4.2x. Renters allocate roughly 27% of median income to housing — manageable, but worth budgeting carefully for newcomers.
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🎯 What Makes Cape Coral Stand Out

Cape Coral's strongest attributes are environment and safety, where it outperforms many comparable cities. Overall, Cape Coral may be the best fit for safety-conscious retirees.


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