Chattanooga, Tennessee

📍 👥 Pop. 181,288 🏠 ZIP 37401
77
/100
ReloCompare™
Median Income
$57,703
per household/year
Home Value
$230,500
median
Rent
$1,066
per month
Unemployment
3.6%
vs 3.7% national
Air Quality
23
Good
Internet
N/A
Mbps max • No fiber

📋 Living in Chattanooga, TN — Overview

Top Rated Very Affordable Mild Summers Clean Air

Chattanooga, Tennessee earns a strong ReloCompare™ score of 77.2/100, placing it among the top-rated cities in our analysis. With 181,288 residents, it's a mid-size city that balances urban amenities with a more manageable pace of life. The home price-to-income ratio of 4x is moderate, putting homeownership within reach for many working families. The area has seen 13 federally declared disasters over 20 years, representing moderate natural risk.

💰 Exceptional value — top-tier affordability score

Score Breakdown

💰 Affordability
90
Home Value: $230,500
Rent: $1,066/mo
Electricity: ¢/kWh
💼 Job Market
70
Unemployment: 3.6%
Median Income: $57,703
Job Growth: % YoY
🌡️ Climate
50
Summer High: °F
Winter Low: °F
Sunny Days: /year
🌿 Environment
100
Air Quality: AQI 23 (Good)
Toxic Sites: 0 in area
Water: No violations ✓
🌐 Infrastructure
50
Internet: N/A Mbps
Fiber: Not available
Solar: kWh/m²/day
⚠️ Natural Risks
95
Disasters (20yr): 13
Flood Zone: None
Earthquake: Low
🌿 Environment Analysis: Air quality in Chattanooga is excellent with a current AQI of 23 — well within EPA's "Good" range, ideal for outdoor exercise and those with respiratory sensitivities.
⚠️ Safety Analysis: With 13 federal disaster declarations in 20 years, natural disaster risk in Chattanooga is elevated. Budget for comprehensive insurance and consider flood zone status.
💰 Affordability Analysis: Housing in Chattanooga is moderately priced with a price-to-income ratio of 4x. Renters allocate roughly 22% of median income to housing — manageable, but worth budgeting carefully for newcomers.
📊 See Full City Rankings →

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🎯 What Makes Chattanooga Stand Out

Chattanooga's strongest attributes are environment and safety, where it outperforms many comparable cities. Overall, Chattanooga may be the best fit for budget-conscious families, safety-conscious retirees.


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