McAllen, Texas

📍 👥 Pop. 142,722 🏠 ZIP 78501
70
/100
ReloCompare™
Median Income
$56,326
per household/year
Home Value
$158,700
median
Rent
$955
per month
Unemployment
4.3%
vs 3.7% national
Air Quality
0
AQI
Internet
N/A
Mbps max • No fiber

📋 Living in McAllen, TX — Overview

Very Affordable Mild Summers High Disaster Risk

McAllen, Texas scores 70/100 on ReloCompare™, indicating a solid overall quality of life across key metrics. With 142,722 residents, it's a mid-size city that balances urban amenities with a more manageable pace of life. Housing is notably affordable here — the home price-to-income ratio of 2.8x is well below the national average, making homeownership realistic for many residents. Winters are harsh with lows averaging 5°F — budget for heating costs and winter clothing. Natural disaster risk is elevated — FEMA has declared 20 disasters here in the past 20 years. Insurance costs may reflect this risk.

⚠️ High disaster zone — 20 federal declarations in 20 years
💰 Exceptional value — top-tier affordability score

Score Breakdown

💰 Affordability
90
Home Value: $158,700
Rent: $955/mo
Electricity: ¢/kWh
💼 Job Market
55
Unemployment: 4.3%
Median Income: $56,326
Job Growth: % YoY
🌡️ Climate
40
Summer High: 9.6°F
Winter Low: 5.1°F
Sunny Days: /year
🌿 Environment
85
Air Quality: AQI ()
Toxic Sites: 0 in area
Water: No violations ✓
🌐 Infrastructure
50
Internet: N/A Mbps
Fiber: Not available
Solar: kWh/m²/day
⚠️ Natural Risks
95
Disasters (20yr): 20
Flood Zone: None
Earthquake: Low
⚠️ Safety Analysis: With 20 federal disaster declarations in 20 years, natural disaster risk in McAllen is elevated. Budget for comprehensive insurance and consider flood zone status. Hurricane risk is rated High.
💰 Affordability Analysis: McAllen stands out as highly affordable — the home price-to-income ratio of 2.8x is well below the national median of roughly 5x. Renters spend about 20% of household income on housing, leaving more room for savings and discretionary spending.
💼 Jobs Analysis: McAllen maintains a healthy employment landscape with 4.3% unemployment. Job seekers in growing fields should find reasonable opportunities, though competition varies by industry.
📊 See Full City Rankings →

McAllen Weather & Climate Overview

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Annual precipitation: 0.2" • Sunny days: /year • Source: NOAA Climate Normals

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🎯 What Makes McAllen Stand Out

McAllen's strongest attributes are safety and affordability, where it outperforms many comparable cities. Areas where McAllen faces challenges include climate — factors to weigh against its strengths when making your decision. Overall, McAllen may be the best fit for budget-conscious families, safety-conscious retirees.


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