McKinney, Texas

📍 👥 Pop. 196,160 🏠 ZIP
65
/100
ReloCompare™
Median Income
$113,286
per household/year
Home Value
$400,400
median
Rent
$1,740
per month
Unemployment
4.3%
vs 3.7% national
Air Quality
0
AQI
Internet
N/A
Mbps max • No fiber

📋 Living in McKinney, TX — Overview

Mild Summers Highly Educated

McKinney, Texas scores 65/100 on ReloCompare™, indicating a solid overall quality of life across key metrics. With 196,160 residents, it's a mid-size city that balances urban amenities with a more manageable pace of life. The home price-to-income ratio of 3.5x is moderate, putting homeownership within reach for many working families. The area has seen 10 federally declared disasters over 20 years, representing moderate natural risk.

Score Breakdown

💰 Affordability
45
Home Value: $400,400
Rent: $1,740/mo
Electricity: ¢/kWh
💼 Job Market
70
Unemployment: 4.3%
Median Income: $113,286
Job Growth: % YoY
🌡️ Climate
50
Summer High: °F
Winter Low: °F
Sunny Days: /year
🌿 Environment
85
Air Quality: AQI ()
Toxic Sites: 0 in area
Water: No violations ✓
🌐 Infrastructure
50
Internet: N/A Mbps
Fiber: Not available
Solar: kWh/m²/day
⚠️ Natural Risks
95
Disasters (20yr): 10
Flood Zone: None
Earthquake: Low
⚠️ Safety Analysis: McKinney has experienced 10 federally declared disasters over 20 years, representing moderate risk. Homeowners insurance typically remains reasonable at this level.
💼 Jobs Analysis: McKinney maintains a healthy employment landscape with 4.3% unemployment. Job seekers in growing fields should find reasonable opportunities, though competition varies by industry.
💰 Affordability Analysis: Housing in McKinney is moderately priced with a price-to-income ratio of 3.5x. Renters allocate roughly 18% of median income to housing — manageable, but worth budgeting carefully for newcomers.
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🎯 What Makes McKinney Stand Out

McKinney's strongest attributes are safety and environment, where it outperforms many comparable cities. Areas where McKinney faces challenges include affordability — factors to weigh against its strengths when making your decision. Overall, McKinney may be the best fit for safety-conscious retirees, highly educated professionals.


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